AFSA’s Consumer Credit Conditions (C3) Index for the third quarter of 2025 revealed a challenging quarter for consumer lenders offset by growing optimism about business conditions over the next six months. The survey of AFSA member companies shows current business conditions turned slightly negative in Q3, with a Net Improving Index (NII) of -5.9. This […]

In a new letter to President Trump and congressional appropriations committee leaders, the CFPB’s Acting Director Russell Vought wrote that the Bureau will need $279 million next year to maintain its required activities. This request comes on the heels of the Justice Department’s Office of Legal Counsel declaring the current CFPB funding mechanism from the Federal Reserve is illegal. The DOJ argues that the […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. How Lenders Can Innovate with AI Without Increasing Regulatory Risk Every day, risk tightens its grip on auto lending. Loss forecasts and overall efficiencies […]